In case you didn’t know, Social Security does not require you to have a job to receive Supplemental Security Income (SSI) benefits, which means it is a completely need-based program.
This program is intended to help low-income individuals over the age of 65 who have disabilities or are legally blind. The money comes from public funds, not taxes, so it doesn’t matter if you never paid into Social Security. It includes basic necessities such as food, clothing, shelter, and even medicine.
If you live in the United States (or its territories) and meet the requirements, you may apply. Don’t worry if you need a house or a car; they don’t count toward your resource limits. However, if you are single, your assets cannot exceed $2,000, while couples can have up to $3,000.
The maximum SSI benefits you could receive if you are approved soon
In 2025, the maximum amounts would be $967 per month for singles, $1,450 for couples, and $484 for unpaid home help. Of course, this may change if you have additional income or assistance. And take care! Some states provide a bonus, so check it out.
A key detail: in March 2025, the payment will arrive on February 28th. Because? Because the 1st falls on a Saturday. Do not worry, it is only a date change, not extra money. The same will occur in June (payment on May 31) and November (payment on October 31). So mark your calendar to avoid confusion.
Are you eligible? This is the process to apply
If you meet the age, disability, or income requirements, apply right away. SSI can provide the push you need to cover the basics. The process of applying for SSI may appear complicated, but it is actually quite straightforward. First, contact the nearest Social Security office. They will provide you with all of the necessary information and walk you through the process.
Age, blindness, or disability: You must be 65 years or older, blind, or have a disability that prevents you from working and is expected to last at least one year or cause death.
Limited income and resources: You must have very limited income and financial resources. Limits vary by state and your personal situation.
Citizenship or residency: You must be a US citizen or legal resident. You must reside within the United States and cannot leave the country for more than one month.
It’s important to note that these are only the general requirements. Other factors may affect your eligibility for SSI. As a result, you must contact your nearest Social Security office to obtain more detailed information about the specific requirements for your case.
