Many people across the United States are still waiting for their stimulus checks from the Internal Revenue Service (IRS) in 2025. These are part of the extraordinary payments still being processed for eligible citizens. While millions have already received theirs, others are still waiting—and understandably anxious to know when the money will arrive.
To help with this, the IRS has set up an online tracking tool called “Get My Payment”, which allows people to check their payment status, enter banking details, or correct delivery issues. With checks of up to $1,400 per person, staying informed is the best way to make sure you don’t miss out on this financial help.
Let’s walk through who qualifies, how to use the tracking tool, and what to do if your check hasn’t arrived yet.
How Much Is the Stimulus Check in 2025?
The amount of your stimulus payment depends on your income and family size. Here’s how much eligible individuals and families may receive:
- $1,400 per qualifying individual
- $2,800 for married couples filing jointly
- $1,400 extra for each dependent listed on your tax return
This means a family of four could receive up to $5,600 if all members qualify. However, the exact amount depends on your 2020 or 2021 tax return, depending on which one the IRS is using to calculate eligibility.
How to Use the “Get My Payment” Tool
To check the status of your stimulus check, go to the IRS official website and use the “Get My Payment” feature. You’ll need the following details:
- Social Security Number (SSN)
- Date of birth
- Your home address (as used in your last tax return)
- A copy of your most recent filed tax return
What You’ll See on the Tool:
The system will show one of three messages:
- “Payment Status” – Your check has been scheduled or already sent (includes the exact date).
- “Payment Status Not Available” – You’re eligible, but a date hasn’t been assigned yet.
- “Need More Information” – Your check was returned to the IRS due to an issue (like a wrong address), and you must update your info.
If you get the third message, update your direct deposit or address as soon as possible to avoid delays.
When Will the $1,400 Checks Arrive?
The IRS is sending checks weekly through direct deposit, paper checks, and prepaid debit cards, in partnership with the U.S. Treasury Department. So far, over 127 million payments have been issued, adding up to $325 billion in total relief.
Key Timeline:
- The distribution will continue through the first half of 2025
- If delays persist, the IRS may extend payhttps://home.treasury.gov/services/taxesments into September 2025
This gives the IRS enough time to complete payments for anyone who qualifies but hasn’t received their check yet.
How to Avoid Delays or Missed Payments
To make sure you receive your payment on time, follow these steps:
- Update your tax return if you haven’t filed it yet for 2024
- Make sure your banking details are correct in the IRS database
- Sign up for Direct Deposit, which is faster and more reliable than mail
- Use the “Get My Payment” tool regularly to track your check status
Even if you already received previous stimulus payments, delays can still happen due to small issues like address mismatches or incomplete bank info.
Although there is no specific nationwide date for receiving the $1,400 stimulus check, the IRS continues to process payments on a rolling basis. As long as you’re eligible and your information is up to date, your money will arrive within the official payment window, possibly up to September 2025.
Don’t forget to check the “Get My Payment” tool frequently, and make sure all your tax and bank information is correct. In uncertain times, every dollar matters—so take action and stay informed to ensure you get what you’re owed.
