With living costs continuing to rise in 2025, Social Security benefits remain a critical source of income for millions of Americans. Whether you receive retirement, SSI, SSDI, or survivor benefits, knowing exactly when your payment arrives in April can help you plan your month, pay bills on time, and stay financially stable.
This April, the Social Security Administration (SSA) will continue with its staggered payment schedule based on the type of benefit you receive and your birth date. Here’s everything you need to know, including payment dates, amounts, and what to do if your check is delayed.
Full List of April 2025 Social Security Payment Dates
| Date | Who Gets Paid |
|---|---|
| April 1, 2025 | SSI recipients |
| April 3, 2025 | Social Security beneficiaries who began before May 1997 or receive SSI + SS |
| April 9, 2025 | Birthdays between 1st–10th |
| April 16, 2025 | Birthdays between 11th–20th |
| April 23, 2025 | Birthdays between 21st–31st |
These dates apply to most retirement, SSDI, survivor, and SSI payments. Your personal payment date depends on when you started receiving benefits and your birthdate.
Breakdown by Group
- April 1, 2025 (Tuesday): SSI Recipients
If you receive Supplemental Security Income (SSI), your payment will be deposited on April 1. Since this date falls on a Tuesday, you’ll receive your funds on time without delay. - April 3, 2025 (Thursday): Early Social Security Recipients
This date is for people who started receiving benefits before May 1997 or get both SSI and Social Security. Your payment always arrives early in the month, regardless of birth date. - April 9, 16, and 23, 2025: Based on Your Birth Date
If you began receiving Social Security after May 1997, your payment date depends on the day of the month you were born:
- April 9: Birthdays between the 1st and 10th
- April 16: Birthdays between the 11th and 20th
- April 23: Birthdays between the 21st and 31st
These dates apply to recipients of retirement, SSDI, and survivor benefits.
How Much Will You Receive in April 2025?
Due to the 3.2% Cost-of-Living Adjustment (COLA) announced for 2025, beneficiaries saw their payments increase starting in January. Here’s what the average monthly payments now look like:
| Benefit Type | Estimated Average Monthly Amount |
|---|---|
| Retirement (individual) | ~$1,907 |
| Disabled worker (SSDI) | ~$1,537 |
| Retired couple (combined) | ~$3,033 |
| SSI (individual) | ~$943 |
| SSI (couple) | ~$1,415 |
These are average figures; your exact payment may differ based on your earnings record and personal benefit history.
What to Do If Your Payment Is Late
If your Social Security payment doesn’t arrive on your scheduled date:
- Check your bank account or Direct Express card
- Log in to your mySocialSecurity account to confirm your payment date
- Wait at least three business days
- Call the SSA at 1-800-772-1213 (TTY: 1-800-325-0778)
Delays can happen due to bank holidays, processing errors, or incorrect account details.
Tips to Keep Your Payments Safe
With the rise in identity theft and scams targeting seniors, it’s essential to secure your Social Security benefits:
- Use direct deposit or a Direct Express card to avoid stolen paper checks.
- Enable two-factor authentication on your SSA account.
- Never share your Social Security number or personal details over the phone or email.
- Report scams directly to the SSA’s Office of the Inspector General at oig.ssa.gov.
Who Should Pay Close Attention to These Dates?
If you or your loved ones fall into any of these categories, keeping track of your Social Security payment date is important:
- Retirees living on fixed income
- Disabled workers receiving SSDI
- Seniors or low-income individuals relying on SSI
- Surviving spouses or children of deceased workers
- Veterans who qualify for disability benefits
Understanding when your benefits will arrive helps ensure you can plan your month wisely, cover your bills, and avoid financial stress.
April 2025 Social Security payments will arrive on April 1, 3, 9, 16, and 23, depending on your benefit type and birth date. With the COLA increase now in place and the SSA’s staggered schedule, it’s easier than ever to track your payments and budget accordingly.
To avoid delays, keep your information updated, check your payment date online, and stay informed through the official SSA website at ssa.gov. Knowing exactly when your check is coming can give you peace of mind and financial control.
