Who Will Receive the Last Social Security Payment of April 2025? Important Info for Group 4 Retirees
As we approach the end of April, many retirement beneficiaries in the United States are preparing to receive their final Social Security check for the month. For those depending on this monthly income, understanding when your payment will arrive is essential for staying financially organised.
It’s important to remember that while the Social Security Administration (SSA) sends out payments on specific days, the exact day the money arrives in your account depends on a few other key factors.
If you’re still waiting for your April payment, you may belong to Group 4, the final group scheduled to receive a retirement benefit in April 2025. Let’s break down who qualifies for this payment and how to make sure you receive it without delays.
Who Gets the Final April Social Security Check?
The last Social Security retirement payment for April will be issued on Wednesday, April 23, 2025. But not all retirees are included in this round of payments. To qualify for this last check of the month, you must meet two specific conditions:
You must have applied for Social Security retirement benefits after May 1997.
Your birthday must fall between the 21st and 31st of any month.
If you meet both of these requirements, you are officially in Group 4, and you’ll be eligible to receive your retirement payment on April 23. This will be the final Social Security payment for the month of April. The next round of payments will begin in May 2025, so it’s important to manage this payment accordingly.
What About the Other Groups?
If you’re not in Group 4, your check should have already arrived earlier in the month:
Group 1: Received payment on April 3 – These are people who began receiving benefits before May 1997.
Group 2: Received payment on April 9 – Those born between the 1st and 10th, benefits started after May 1997.
Group 3: Received payment on April 16 – Those born between the 11th and 20th, with benefits after May 1997.
Each group receives payments on a Wednesday, based on a well-organised schedule created by the SSA.
How to Make Sure You Get Your Payment On Time
Even if your payment is scheduled for April 23, you might not receive it that same day—unless you have taken a few steps to speed up the process.
Here’s how you can make sure your Social Security check arrives as soon as possible:
1. Activate Direct Deposit
This is the fastest and safest way to receive your Social Security payment. With Direct Deposit, your money is transferred instantly into your bank account on the payment date.
2. Keep Your Information Updated
Any changes in your personal information—such as a change in address, bank account, or marital status—can delay your payment if the SSA is not updated. Always check that your details are current in your my Social Security account.
3. Monitor the Payment Schedule
Stay informed about your payment group and check the SSA’s monthly schedule regularly. Knowing your group helps you plan your monthly budget better and avoid unnecessary stress.
What to Do If Your Payment Is Late
If you qualify for the April 23 payment but haven’t received it by the weekend or early the following week, the SSA suggests waiting at least three business days before contacting them. Delays can happen, but in most cases, Direct Deposit users receive their money right on time.
The final Social Security payment for April 2025 is scheduled for April 23, and it will go to Group 4 retirees—those born between the 21st and 31st and who began receiving benefits after May 1997. To make sure your money arrives without delay, use Direct Deposit and keep your account information up to date.
If your payment is late, don’t panic—just follow up with the SSA after three business days. Staying informed and organised is the best way to enjoy your retirement with peace of mind.
