The Social Security Administration (SSA) helps millions of Americans through programs such as Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI).
However, with so many beneficiaries, payment errors—whether overpayments or underpayments—are occasionally unavoidable.
Addressing these discrepancies as soon as possible is critical to ensuring that beneficiaries receive the correct amounts.
If a beneficiary receives a payment that is less than expected, the SSA recommends taking immediate action.
Contacting the SSA at 800-772-1213 or visiting a local office will start an investigation into the matter.
The agency is committed to correcting underpayments and, if necessary, making one-time compensatory payments to the affected individual.
This approach promotes trust and ensures that beneficiaries receive the benefits they deserve.
In contrast, if a beneficiary is overpaid, the SSA will notify them of the error and explain their options and rights.
Previously, the SSA could suspend benefits entirely to recover overpayments, but new regulations, effective March 25, 2024, limit recovery to 10% of the correct monthly benefit.
This change is intended to reduce the financial burden on beneficiaries while also addressing overpayments.
If beneficiaries fail to comply with repayment plans, the SSA has the authority to take more severe measures, such as garnishing wages or intercepting tax refunds, to recover the amount owed.
These measures emphasize the importance of promptly addressing overpayments and working with the SSA to find a satisfactory repayment solution.
Beneficiaries should check their payment statements on a regular basis and report any discrepancies as soon as they notice them.
This allows them to avoid months of incorrect payments and the complications that come with them.
The SSA’s commitment to quickly resolving these issues demonstrates its dedication to effectively serving the American people.
Finally, understanding the processes and rights associated with Social Security payments allows beneficiaries to manage their benefits more effectively.
Individuals can ensure they receive the support they are entitled to by remaining informed and proactive, as well as fulfilling their obligations in the event of an overpayment.
