The Social Security Administration (SSA) has recently announced that new retirement benefits will be paid next week to recipients who began claiming their payments after May 1997. These recipients are divided into three groups and receive their bank deposits on the second, third, and fourth Wednesdays.
The Social Security Administration manages and distributes payments to retirement, disability, survivor, and SSI beneficiaries. By April 2025, most beneficiaries will receive payments on a staggered schedule based on their date of birth, with the exception of SSI and special cases.
As of today, SSI payments have been distributed, and payments will be sent to those who claimed benefits before May 1997 on Wednesday, the 3rd.
The complete list of Social Security payments for April
The payment schedule for April 2025 is shown below, based on official information extracted from the official SSA website and decanted to make it easier to understand:
- April 1: Supplemental Security Income (SSI) payment. This benefit is generally delivered on the first day of the month.
- April 3: Payment for those receiving benefits since before May 1997 or those receiving both SSI and Social Security. It also includes overseas beneficiaries and those with state-paid Medicare.
- April 9: Payment for beneficiaries born between the 1st and 10th of the month, provided they began receiving benefits after 1997.
- April 16: Payment for beneficiaries born between the 11th and 20th of the month, with benefits after 1997.
- April 23: Payment for beneficiaries born between the 21st and 31st of the month, under the same previous conditions
Remember waiting at least 3 business days, after your designated date, in case your payment is delayed. That’s a reasonable range of possible delays. If your money has not arrived after that lapsus, get in your -by phone or in-person- with the SSA to determine whether there’s a problem or not.
Social Security payment maximums
Not all beneficiaries can receive the maximum amount set by the SSA this year, which is $5,108. Maximum benefits vary according to claim age, with significant increases when delayed until age 70.
Maximum benefits are based on working 35 years with the maximum taxable income and delaying the claim until age 70, as previously stated, though you can begin enjoying retirement as early as age 62. Below are the maximum values for 2025:
- At age 62: $2,831 per month.
- At age 65: $3,374 per month.
- At age 66: $3,795 per month.
- At age 67: $4,043 per month.
- At age 70: $5,108 per month, the highest possible.
Despite these maximums, less than 1% of Americans who receive Social Security benefits are able to access them. Most are closer to the average, which currently stands at $1,976.
This, as well as all SSA payments, increased 2.5% following the cost-of-living adjustment (COLA), which applies for the entire year 2025, including December.
