Social Security Disability Insurance (SSDI) payments are made monthly on three specific dates: the second, third, and fourth Wednesdays of each month. These dates vary according to the beneficiary’s date of birth. In April 2025, the corresponding Wednesdays will be the 9th, 16th, and 23rd, respectively.
April 9 payments are made to people born between the first and tenth of any month. This group receives their deposit during the second week of the month. If the beneficiary became eligible for SSDI after May 1997, this schedule applies automatically, unless he or she is also receiving Supplemental Security Income (SSI), which is paid on April 1.
SSDI recipients for the third and fourth Wednesday of April
Those born between the 11th and 20th of any month will receive a payment on April 16. This date coincides with the third Wednesday of the month. Deposits are made directly into bank accounts or using Treasury Department prepaid debit cards, with no additional delays except on weekends or federal holidays.
Those born between the 21st and 31st of any month will receive SSDI benefits on April 23rd. This is the final monthly payment date. If a beneficiary changes their payment date at Social Security’s express request, they may receive funds on April 3, along with those who receive SSI or claimed benefits prior to 1997.
Maximum disability amounts for April 2025
The maximum monthly SSDI benefit amount for April 2025 is $4,018. This figure represents a 2.5% increase due to the cost-of-living adjustment (COLA) announced for 2025, up from $3,822 in 2024.
Evidence suggests that this maximum applies to disabled workers who, if they had reached full retirement age (currently 67), would have received the maximum benefit based on their previous earnings.
However, most beneficiaries receive less, with an average monthly payment of $1,537 in 2024, according to historical data, with a proportional increase expected by 2025.
The maximum amount of $4,018 is reserved for exceptional cases, such as employees who have earned the maximum taxable income for at least 35 years.
Families’ maximum benefit can range from 85% to 150% of the disabled worker’s benefit, depending on eligible dependents such as spouses or children.
If payments do not arrive on the expected date, the SSA recommends waiting at least three business days to see if there are any banking issues that are causing the delay.
If the problem persists after that time, contact your bank first, then the Social Security Administration, or visit your nearest office.
