The Social Security Administration (SSA) will make April 2025 payments on three staggered dates, as usual, based on the date of birth of beneficiaries who began receiving benefits after May 1997.
The second Wednesday, April 9, corresponds to those born between the first and tenth of any month. The third Wednesday, April 16, is for those born between the 11th and 20th, while the fourth Wednesday, April 23, is for beneficiaries born between the 21st and 31st. If the third of the month falls on a weekend or holiday, payment is made on the preceding business day.
Beneficiaries who have claimed benefits prior to May 1997, as well as recipients who live abroad, will receive their payments on April 3.
How much maximum could Social Security beneficiaries receive?
The payments include a 2.5% cost-of-living adjustment (COLA) implemented in January 2025, which increases amounts from 2024. Beneficiaries who claimed benefits at the age of 70 could receive up to $5,108, whereas those who retired at the age of 62 could only receive $ 2,831. The average monthly benefit is estimated at $1,976.
Changes for 2025 include increasing the maximum taxable income limit to $176,100 and raising the full retirement age (FRA) to 67 for those born in 1960 or later. These changes are intended to ensure the program’s long-term viability in the face of demographic change.
It is recommended that you use the My Social Security portal to manage your benefits, view payment dates, update your information, or enroll in direct deposit, which ensures that you receive funds on time.
In the event of a delay, the SSA recommends waiting three business days before contacting the bank or verifying the My Social Security account.
If the problem persists, please call 1-800-772-1213. Payments are frequently delayed due to holidays, banking errors, or outdated information, but the majority are resolved without further intervention.
April 2025 SSI Payments: Important Supplement for Low-Income Retirees
Supplemental Security Income (SSI) recipients will receive their April payments on April 1, 2025, a fixed date that is not determined by their date of birth. For this month, the maximum amounts are set at $967 for a single beneficiary and $1,450 for a couple.
These funds, administered by the SSA, are an important supplement for retirees whose regular Social Security benefits are insufficient due to limited income histories or adverse economic circumstances.
Many seniors and people with disabilities rely on the combination of SSI and Social Security to maintain a semblance of financial stability, especially in light of persistent inflation.
Unlike Social Security’s staggered payments, SSI funds are always distributed on the first of the month, unless that day is a weekend or holiday. Unfortunately, this is not the case for the month of April, so the payment will be sent promptly on April 1.
