The Social Security Administration (SSA) has confirmed the SSDI disability payment schedule for March 2025. Disbursements will be made on the 12th, 19th, and 26th, depending on your birth date.
Beneficiaries born between the 1st and 10th will receive funds on the 12th, those born between the 11th and 20th on the 19th, and those born between the 21st and the 31st on the 26th.
A specific group uses alternate dates: those who registered before May 1997 received their payment on March 3. This system, which has been in place for decades, has worked exceptionally well, optimizing distribution to more than 10 million people in the United States.
Increase in the maximum amount of SSDI due to inflation
The maximum monthly SSDI benefit will rise to $4,018 in 2025, up 2.5% from 2024. The adjustment corresponds to the COLA, which applies from January to December. To account for inflationary effects, the Social Security Administration recalculates these amounts each year.
To gain access, applicants must present a validated medical condition from the SSA’s “Blue Book” and accumulate work credits. In 2025, each credit is equal to $1,810 in quarterly income. Those under the age of 24 must have completed at least 6 credits within the three years preceding their disability.
Eligibility is based on the severity of the condition and previous contributions to the system. “Work history is critical in determining eligibility for the program,” an SSA spokesperson said. The procedures can be initiated online or in local offices, with personalized guidance.
The SSA suggests streamlining the process with detailed medical and employment documentation. Call 1-800-772-1213 if you prefer to speak with someone over the phone. Experts recommend involving lawyers who specialize in complex cases.
Transition from SSDI to retirement: When and how does it happen?
When SSDI recipients reach full retirement age (FRA), they automatically enter the retirement program. The FRA varies: 66 years for those born between 1943 and 1954; 66-67 for 1955 to 1959; and 67 for those born after 1960.
Both programs use the same contribution-based formula, so the amount remains constant. Exceptions apply if the beneficiary is receiving workers’ compensation or other income. “Upon reaching FRA, the disability category is replaced by retirement,” the SSA explained on its official blog.
Social Security spousal benefits are also your right
Spouses of retired or disabled workers can receive up to half of the owner’s primary insurance amount (PIA). This assistance is critical for those who have not accumulated sufficient work credits. Eligibility varies for current and former spouses.
Current spouses must be at least 62 years old or care for a child under the age of 16, and have been married for at least one year. Ex-spouses must have been married for at least ten years and be single. If the holder receives SSDI, the spouse may be able to earn up to 75% of the PIA while caring for a disabled child.
The tax base equals 50% of the worker’s PIA. Applying before the full retirement age reduces the amount by 25/36 of 1% per month for the first 36 months, then 5/12 of 1% per month. A $2,000 PIA generates $1,000 in basis; 36 months in advance, the amount changes to $750.
In January 2025, the average spousal benefit was $931 per month, after accounting for the 2025 cost of living adjustment.
