January’s Social Security Disability payments have started coming to households in the United States. Many people who qualify for this benefit have already received their first payment for the year. However, some other Americans still do not have the funds available.
If we have a Social Security benefit, whether it is for Disability or not, we can expect to receive it on the next January 15th. We need to carefully review the required steps to ensure we receive the payment today. Not all citizens can receive the benefit in the third week of the month, so it is important to look at each person’s situation.
By meeting a few requirements, the Social Security Administration will send us a check for this benefit on a specific day. This means we could receive a check with the new 2025 cost-of-living adjustment (COLA) added in just a few days. It does not matter if the payment is for Disability or another type of retirement.
How to get the January 15th Disability payment?
To receive the Disability payment on January 15th, remember to consider the method you chose for collecting it. If you pick Direct Deposit, the money will show up right away in your checking account. If we do not use this collection method, the payment will show up a few days after it is sent.
The best thing to do is to understand what is needed to receive this payment. To receive your Social Security retirement check, you must meet two requirements:
- Have the birthday between the 11th and 20th of any month.
- Have applied for the Disability benefit since after May 1997.
If you fulfill both requirements, you can enjoy this check without any issues. If you are not in this group, your payment will arrive on a different day of the month. By looking at the full payment calendar, you can find out when the Administration will send you the check.
In 2025, the highest monthly disability payment is $4,018. However, that does not mean every American can receive that amount. Each person gets a check based on their own work history.