Social Security Disability Insurance (SSDI) will stick to its regular payment schedule for January and February 2025, with eligible individuals receiving up to $1,530. The Social Security Administration (SSA) follows a strict schedule without delays, as millions of Americans rely on these payments for their daily expenses.
The first SSDI benefit payment was made on January 8 for people whose birthdays are between the 1st and 10th of the month. Next, the payment for January 15 will be added for people born between the 11th and 20th of the month.
The third payment will be given to those who follow the rules between the 21st and 31st of any month. It will be paid on January 22. SSI beneficiaries will receive an early payment on January 31 instead of February 1.
Substantially Profitable Activity (SGA) Limit for 2025 in SSDI
By 2025, the monthly earnings limit for Social Security Disability Insurance (SSDI) recipients may be $1,530. This limit is set according to the Cost of Living Adjustment (COLA), which is 2.5% for 2025, and depends on the type of disability the person has.
SGA means the amount of money you earn each month that the SSA considers as “work.” If a beneficiary earns income over this limit, they might risk having their SSDI claim denied.
For people who are legally blind, the SGA limit is much higher, reaching $2,700 per month in 2025. These limits are updated every year based on the average wages in the country, keeping them in line with the economy. country.
Disabled adults might get extra benefits if their parents have SSDI coverage. An adult child with a disability can get up to 50% of their parent’s SSDI benefits. How much money the child gets will depend on whether other family members are getting SSDI benefits, which could affect the total amount the family can receive.
Who qualifies for SSDI in 2025?
Social Security Disability Insurance (SSDI) helps people who can not work because of a health issue that will last at least a year or may lead to death. To qualify, applicants need to have enough work credits from their Social Security contributions, usually at least 40 credits. Out of these, 20 credits should be earned in the last 10 years.
Also, applicants need to meet the requirements set by the SSA for their disability. This means that their condition must stop them from doing any significant work, measured by the Substantially Gainful Activity (SGA) standard. People with disabilities who are classified as “blind” have special rules that allow them to earn more money.
