As 2025 starts, people who get Social Security Disability Insurance (SSDI) know exactly when they will get their monthly payments in January. This programme, which is run by the Social Security Administration (SSA), is very important for people who are severely disabled and can not work but need money to make ends meet.
As a result of the Federal Insurance Contributions Act (FICA), payroll taxes pay for SSDI. Employers and employees both put money into this fund while they are working. Its purpose is to make sure that people can afford to live if they become disabled.
The people who get help from this programme are chosen based on their work history. The worker gets help based on how much they have contributed in the past, with payments based on their past earnings and accumulated work credits.
January 2025 payment schedule for SSDI beneficiaries
The SSDI payment system is set up based on the beneficiary’s date of birth, which makes sure that money keeps flowing smoothly. People who are beneficiaries share payment dates with retired people who get Social Security every month.
For January 2025, the assigned dates are:
- January 8: For beneficiaries born between the 1st and 10th of any month (by this time of the month, it has already been sent to all recipients)
- January 15: For beneficiaries born between the 11th and the 20th.
- January 22: For beneficiaries born between the 21st and the 31st.
People who are eligible for Supplemental Security Income (SSI), on the other hand, get their money on the first of every month, with some exceptions for holidays and weekends. In this case, the payment for January was pushed back to December 31, 2024, because of the New Year holiday.
Comparison between SSDI and SSI: Can you be eligible for both?
SSI and SSDI are two different programmes, but they both help people with disabilities manage their money better. SSI only looks at financial need, while SSDI looks at work history and contributions to the system.
For both programmes, applicants must show a detailed understanding of their disability, income, and available resources. In some cases, a person can be eligible for both benefits at the same time. SSDI sets two main requirements to see if someone is eligible:
- Sufficient work credits: Applicants must have accumulated a minimum number of work credits through work and paying Social Security taxes. These credits vary depending on age:
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- Before the age of 24: 6 credits in the last 3 years.
- From 24 to 31 years: Credits equivalent to half the time from the age of 21.
- From 31 to 42 years: At least 20 credits.
- From 43 to 61 years: Required credits increase with age.
- 62 years or older: 40 credits, with at least 20 earned in the last 10 years.
- Qualified disability: Conditions must be severe, prolonged (minimum 12 months), or terminal. The SSA uses the “Blue Book,” a list of accepted medical conditions, to evaluate cases.
According to the Social Security Administration (SSA), the most a person can get from SSDI in 2025 is $1,580 per month. This is a different amount than what people can get from SSI or retirement benefits.
